10.1. Updating Your Account: You agree to keep your Account information current, complete, and accurate by periodically updating the information through the R2R/OMG Properties. You must be logged into R2R/OMG and enter your password to change your Account information and payment preferences. You may check your Account status and recent earning history at any time via the R2R/OMG Properties. You will maintain the confidentiality of your Account information, including username and password by which you access the Program. Any use of your username and password will be deemed to be your use, and R2R/OMG is entitled to act on instructions received under your password and is not responsible for any credits or debits made to your account by someone else who uses your password. If there is a breach of security through your Account, you will immediately change your password and notify us of such breach. You agree that, unless you have first notified us immediately of any such breach, we should assume that any instruction transmitted using your username and password is yours and has been authorized by you, and we will have no obligation to inquire into the propriety of such instruction.
10.2. Maintaining Your Active Account: An Active Account means you must engage in one of the following activities within the past twelve (12) months: (i) updated your Account information, (ii) have shopped or started a shopping trip via the R2R/OMG Properties, (iii) linked a payment card to an in-store offer, (iv) have accrued GOLD-Back, or (v) have logged into your Account. If your account is inactive for more than twelve (12) consecutive months, R2R/OMG reserves the right to debit your R2R/OMG account balance two dollars ($2.00) per month to recover the cost of account maintenance until you reactivate your account by engaging in one of the activities set forth above in subsections (i) to (v) or until your account balance is zero. If the balance in your inactive account is or becomes zero, R2R/OMG will close the account permanently and cease to maintain your account records and Program access. The inactive account maintenance charge will not cause your account balance to become negative and will not cause you to owe money to R2R/OMG.
10.3. Fraudulent Activity: We reserve the right to investigate any purchase transactions, referral activity, or interaction with any R2R/OMG Property that we believe, in our sole discretion, is abusing or has abused the Program. We reserve the right to rescind any GOLD-Back, bar further GOLD-Back awards and/or bonuses to, and/or terminate the Program membership of, any Member that we believe, in our sole discretion, is abusing or has abused the Program, including, without limitation, by engaging in a pattern of returning products after the corresponding GOLD-Back has been credited or making fraudulent referrals by creating multiple Accounts. Any failure to comply with this Agreement, any fraud or abuse relating to the accrual or receipt of GOLD-Back or other rewards and bonuses, or any misrepresentation of any information furnished to R2R/OMG by you or anyone acting on your behalf may result in the termination of your membership in the Program and forfeiture of your accrued GOLD-Back rewards. If R2R/OMG has any reason to suspect fraudulent activity is associated with your Account, R2R/OMG reserves the right to delay or withhold payment of GOLD-Back. Any suspected or actual cases of fraud activity will be escalated and reviewed in accordance with our fraud policy.